Thursday, September 17, 2020 Workers compensation requirements are determined by state governments, so while one state may require workers compensation, another may not. Virginia requires all employers who have three or more employees, whether part-time or full-time, to offer workers compensation insurance. READ MORE >>
Thursday, August 27, 2020 When a storm or accident damages a home, many homeowners’ first reaction is to file an insurance claim for compensation. This isn’t always the best choice, however. Filing a claim can raise your home insurance premiums by a significant amount, and the compensation you receive isn’t always adequate. READ MORE >>
Wednesday, July 15, 2020 Every day, thousands of northern Virginia residents cross state lines into the District of Columbia and Maryland to go to work. If you're one of them, you likely realize exactly how dangerous major highways in the DMV can be. You need to have car insurance behind you, and you must buy a policy that meets your local coverage requirements. READ MORE >>
Monday, June 15, 2020 Commercial general liability insurance protects your business in the event of bodily injury or property damage to another person. Covered events include damage due to normal business operations. Though general liability insurance might cover a lot of scenarios, it won't cover every problem that might arise in the business. READ MORE >>
Friday, May 15, 2020 Before you start a home renovation, it's important to understand how it will impact your home insurance coverage — both during and after the work. Here are some of the things you should check. Will A Renovation Increase Your Home Insurance Rates? It's possible that a renovation will increase your home insurance rates. READ MORE >>
Wednesday, April 15, 2020 Car insurance is often seen as a necessary expense. There are over 200 million registered vehicles in the United States today, all of which need some sort of insurance in order to drive legally. But what do you do if you can't afford car insurance? Do you simply go without? First, never drive without insurance. READ MORE >>
Thursday, March 26, 2020When you buy a new home, you want to make sure it's within your budget. That includes not just the purchase price but also other ongoing expenses such as home insurance.
What's the Average Cost of Home Insurance?
The average cost of home insurance ranges from $598 in Delaware to $2,559 in Oklahoma. READ MORE >>
Tuesday, March 24, 2020If you get a ticket for illegal passing, it could be a moving violation that puts points on your license and could lead to your auto insurance rate to increase. You know to follow the law, but when exactly is it legal and illegal to pass someone?
Passing on the Left
The rules for passing on the left are pretty simple. READ MORE >>
Thursday, March 19, 2020If you don't live in your home the entire year because it's your vacation home, you're a snowbird or you just like to take long vacations, you need to pay close attention to your home insurance. Living in your home part-time creates extra insurance risks, so you may need extra coverage.
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Tuesday, March 17, 2020Generally speaking, if your vehicle doesn't have a motor, you're not legally required to carry insurance on it. This means bicycle, rowboat and even sailboat owners can choose not to carry insurance on their mode of transportation. Even trailers generally don't need to be insured, by law.
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